What can be covered by Workers’ Compensation insurance in Florida?

Workers’ compensation insurance is required in Florida for most businesses with four or more employees. Every business that does construction work must have workers’ comp coverage for each employee — including contractors and self-employed workers.

Medical Expenses

Such as exams, treatment and rehabilitation.

Lost Wages

For employee recovery after a work injury.

Retraining

Teach injured employees new skills if they can't do their job.

Permanent Injury

Benefits for employees who can no longer work due to injury.